body {
 margin-top: 0px;
	font: 13px Arial, Helvetica, sans-serif;
	background-image: url(images/background.jpg);
	color: #525252;
}

A{ 	font: 13px Arial, Helvetica, sans-serif;
	color: #525252;
}
A: hover{color: #3b3b3b;}
.addr{ font: Bold 15px Verdana; color:#FFFFFF;}

.smHdr{ 	font: Bold 18px Arial, Helvetica, sans-serif;
	color: #525252;
	text-decoration: underline;
}

.copy{ color:#FFFFFF;
font: bold 9px Arial, Helvetica, sans-serif;}

.rates{ color: #4406b4;
font: bold 13px Arial, Helvetica, sans-serif;}